Stop the tax sale process. We pay off your tax debt and buy your house for cash.
Texas tax foreclosure moves fast. Here's your timeline:
February 1st following tax year. Penalties and interest start accruing immediately.
After July 1st, county can file tax lien lawsuit. Legal fees added to your debt.
Court orders foreclosure. You have limited time to pay or lose your property.
Your property is auctioned. You lose all equity and may still owe money.
Don't Wait Until It's Too Late!
A cash sale can pay off your tax debt and put money in your pocket. Call now to explore your options.
It starts small but grows fast with penalties and legal fees
7% penalty if delinquent by July 1st, plus 1% interest per month. A $5,000 tax bill becomes $6,000+ in the first year alone.
Once the county files a tax lien lawsuit, attorney fees up to 20% are added to your debt. $10,000 in taxes becomes $12,000+.
Tax liens appear on credit reports, damaging your score and making it harder to get loans or find rental housing.
At tax auction, your property sells for whatever the highest bidder offers - often far below market value.
Even if your house is worth $200,000, you might lose it for $15,000 in unpaid taxes at auction.
In some cases, you may still owe money even after losing your house if the tax debt exceeds the sale price.
Life happens. Here are the most common reasons we see.
Houston property values have increased dramatically. Your tax bill may have doubled even though your income didn't.
Lost homestead exemption due to late filing, property use changes, or administrative errors causing sudden tax increases.
Unemployment, business closure, or reduced hours make it impossible to keep up with rising property tax bills.
Unexpected medical bills drain savings that would normally cover property taxes. Health crisis becomes housing crisis.
Inherited houses with unknown tax debt. Multiple heirs can't agree on payment or sale strategy.
Life changes disrupt financial planning. Property taxes fall through the cracks during emotional turmoil.
Commercial property or rental property taxes become unmanageable due to business struggles or vacancy.
Started county payment plan but couldn't maintain payments. Now facing immediate foreclosure action.
Turn your tax problem into a fresh start
We research your exact tax debt, penalties, interest, and legal fees to understand the total amount owed.
Our offer is based on current market value minus the tax debt we'll pay off. You keep the difference.
We coordinate with Harris County Tax Office to pay the full amount owed at closing. Clean title, clean slate.
After paying off taxes, you receive the remaining proceeds. No more tax debt, no more foreclosure threat.
Homeowner avoided foreclosure and received $125,000 cash to start fresh.
Compare your options to make the best decision
Real results for real people facing tax problems
Situation: Inherited grandmother's house with $28,000 in back taxes. Couldn't afford payment plan.
Tax Debt: $28,000 principal + $12,000 penalties/interest = $40,000 total
Result: Sold for $110,000. Walked away with $65,000 after tax payoff and closing costs.
"I thought I'd have to walk away from grandma's house. Instead, I got enough money to help my kids with college."
Situation: Cancer treatment drained savings. Three years behind on taxes, owing $19,500.
Result: Fast sale prevented foreclosure. Received $78,000 to relocate and rebuild financial stability.
"Haven Buys Houston saved us when we had nowhere else to turn. Now I can focus on my health without worrying about losing our home."
Situation: Energy industry layoffs. Unemployed for 18 months, couldn't make payment plan work.
Result: Quick cash sale provided bridge funding while getting back on feet. No foreclosure damage to credit.
"The payment plan seemed impossible with my job situation. The cash sale gave me breathing room to find work without the stress."
Answers to common questions about property tax debt
Check the Harris County Tax Office website at hctax.net or call them at (713) 368-2000. We can also research your exact debt including all penalties, interest, and legal fees as part of our free consultation.
Payment plans are available if you haven't already defaulted on one. However, interest continues accruing during the plan, and failure to make any payment can trigger immediate foreclosure. We can help you evaluate if a payment plan or cash sale is better for your situation.
Your property is sold at public auction to the highest bidder. You lose all ownership rights and equity. The sale may not even cover your tax debt, leaving you still owing money. This is why a cash sale before tax auction is almost always better.
We can typically close in 7-14 days. The title company coordinates directly with the tax office to ensure all debts are paid at closing. We've even closed in as little as 5 days when homeowners faced immediate tax sale deadlines.
Yes, we routinely handle properties with multiple liens including HOA liens, contractor liens, and IRS liens. We work with the title company to pay off all necessary debts at closing and provide you with clear title transfer.
This is rare but can happen. Even in these situations, selling to us may be better than foreclosure because it removes the debt and protects your credit. We'll provide an honest assessment of your options including potential debt negotiation strategies.
Texas has limited redemption rights. For most residential properties, there's no redemption period after the foreclosure sale. Once your house is sold at tax auction, you've permanently lost ownership. This is why acting before the sale is critical.
Time is running out. Get your free consultation and cash offer today.
Don't become another foreclosure statistic. Let us help you turn your tax problem into cash in your pocket.